Victor_W

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Victor_W
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  • Thank you very much! It makes more sense now! (sorry that I forgot to refresh the page on my end)
  • ah.. maybe this is the answer : 1, BS liability records the "unpaid", cuz money once get paid no longer belongs to an insurer's liability. 2, wording: "unpaid" = "reserve" = "loss reserve" = "case reserve" + "IBNR"
  • a follow up question: why did the answer use the word "reserve" instead of "Unpaid"? is the examiner assuming IBNR = 0? (same question for 2018 F Q10, "Loss and LAE reserves = 10k").. thanks
  • Hi, For liability calculation, I confused for a while where the answer used Net(Incurred loss - Paid loss), whereas the BS Liability table (page2) line 1 says "Losses", not "Unpaid loss" nor "Reserved Loss" -- until I traced to U&IE part2A line…
  • I put more thoughts into it. Maybe "reserve increase/decrease" and "reserve development" are two different things? Here is an example : for all accidents prior to the end of CY-1, Let reserve0 represent the estimate reserve at end of CY-1 (using t…
  • Q1, are the following naming conventions matching right? -- P^d_90 is (ScheduleF part3) col45; P^n_90 is col 47; P^n is col 46 Q2, For reinsurer B's solution, in "recoverables NOT in dispute" table, I understand that T = T^n + T^d thus 140 = …
  • Hello, I'm confused in the question's part(b) wording: "fully describe the reconciliation of this data as provided in discussion and guidance around the NAIC Annual Statement Instructions" At first glance I don't see why the question is asking for …