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Just want to point out that I believe there is a small error in the unauthorized RP formula in the formula summary. The formula has the term P^d (paid recov in dispute), but should be T^d (total amounts recov in dispute).
Yes, you're right. Thanks for letting me know.
(I can't give you a shout-out in the formula sheet, but check your (physical) mailbox. Don't know how long it will take.)