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Pop Quiz

Based on past exams, the main things you need to know (in rough order of importance) are:

reference	part (a)	part (b)	part (c)	part (d)
E (2018.Spring #6)	Assigned Risk Plan: - describe ARPs	Joint U/W Associations: - describe JUAs	operational diff of each
E (2018.Spring #8)	see Germani.GovtIns	government participation: - beachfront/windstorm	FAIR plans: - rationale, operation
E (2017.Fall #6)	JUA vs ARP: - loss-sharing, volatility	reinsurance facility: - opns, servicing, profits
E (2017.Spring #6)	rate change disapproved: - insurer actions	impact of disapproval: - on residual market size	residual vs voluntary mkt: - policyholder impact
E (2017.Spring #7)	reducing insurer risk: - coverage restrictions	ARP vs JUA: - risk assignment	see NAIC.Telematics
E (2016.Fall #8)	high-risk driver programs: - characteristics	auto residual market': - describe 1 program	FAIR: - purpose	FAIR: - uninsurable risks
E (2016.Spring #8)	RF vs JUA: - why necessary	RF vs JUA: - profit allocation	residual markets: - why necessary
E (2015.Spring #8)	reinsurance facility: - advantages over ARP	(b) RF vs JUA similarity (c) ARP vs JUA similarity	JUA, RF, ARP - least preferred	(e) state A vs B: res. mkt. (f) state A vs B: insurer actions
E (2014.Spring #8)
E (2013.Fall #10)		assignment of ins in JUA, RF & ARP
E (2012.Fall #13)	AIP vs JUA	argue for a program	argue for a program

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Memorize:

Conceptual:

Calculational: