Difference between revisions of "Exam Summaries"

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But for reference, here is a listing of topics and questions for <span style="color: red;">'''2018.Fall'''</span>
 
But for reference, here is a listing of topics and questions for <span style="color: red;">'''2018.Fall'''</span>
−
 
−
:{| class="wikitable"
 
−
|-
 
−
| The <span style="color: red;">'''2018.Fall'''</span> exam summary will be inserted in this table '''after''' the full examiner's report has been released sometime in December.
 
−
|}
 
  
 
: {| class="wikitable" style="width: px;"
 
: {| class="wikitable" style="width: px;"
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|| <span style="color: red;">'''(2018.Fall #1)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #1)'''</span>
 
|| [[NAIC.Price]]
 
|| [[NAIC.Price]]
−
|| price optimization: ''regulation, permissibility under actuarial standards''
+
|| '''price optimization''': regulation, permissibility under actuarial standards
 
|| essay  
 
|| essay  
  
Line 39: Line 34:
 
|| <span style="color: red;">'''(2018.Fall #4)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #4)'''</span>
 
|| [[Feldblum.Ratings]]
 
|| [[Feldblum.Ratings]]
−
|| financial strength ratings: ''importance, stability, information-sharing
+
|| '''financial strength ratings''': importance, stability, information-sharing
 
|| essay
 
|| essay
  
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|| <span style="color: red;">'''(2018.Fall #5)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #5)'''</span>
 
|| [[Baribeau.Regs]]
 
|| [[Baribeau.Regs]]
−
|| Dodd-Frank: ''Federal Insurance Office functions & impact''
+
|| '''Dodd-Frank''': Federal Insurance Office functions & impact
 
|| essay
 
|| essay
  
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|| <span style="color: red;">'''(2018.Fall #6)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #6)'''</span>
 
|| [[Horn.Flood]]
 
|| [[Horn.Flood]]
−
|| NFIP: ''ways of selling, types of subsudies''
+
|| '''NFIP''': ways of selling, types of subsudies
 
|| essay
 
|| essay
  
Line 60: Line 55:
 
|| <span style="color: red;">'''(2018.Fall #7)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #7)'''</span>
 
|| [[Cook.Personal]]
 
|| [[Cook.Personal]]
−
|| residual marekts: ''placing risks, loss allocation, FAIR plans''
+
|| '''residual marekts''': placing risks, loss allocation, FAIR plans
 
|| essay
 
|| essay
  
Line 67: Line 62:
 
|| <span style="color: red;">'''(2018.Fall #8)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #8)'''</span>
 
|| [[Webel.TRIA-1]]
 
|| [[Webel.TRIA-1]]
−
|| terrorism: ''federal/state/private roles, goals of TRIA''
+
|| '''terrorism''': federal/state/private roles, goals of TRIA
 
|| essay
 
|| essay
  
Line 73: Line 68:
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(09).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(09).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #9)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #9)'''</span>
−
|| [[]]
+
|| [[Germani.GovtIns]]
−
||  
+
|| '''WC''': ads/disds of exclusive state fund, WC residual market
−
||  
+
|| essay
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(10).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(10).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #10)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #10)'''</span>
−
|| [[]]
+
|| [[Odomirok.8-9-IS]]
−
||  
+
|| '''calculate''': value of investments, surplus, balance sheet impact of events
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(11).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(11).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #11)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #11)'''</span>
−
|| [[]]
+
|| [[Odomirok.8-9-IS]]
−
||  
+
|| '''calculate''': investment income, U/W income, PDR
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(12).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(12).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #12)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #12)'''</span>
−
|| [[]]
+
|| [[Odomirok.15-P]]
−
||  
+
|| '''Schedule P''': reporting conventions by line, interpretation of reinsurance
−
||  
+
|| essay
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(13).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(13).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #13)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #13)'''</span>
−
|| [[]]
+
|| [[Odomirok.15-P]]
−
||  
+
|| '''Schedule P''': calculate reserve adequacy, considerations
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(14).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(14).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #14)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #14)'''</span>
−
|| [[]]
+
|| [[Odomirok.18-IEE]], [[Odomirok.8-9-IS]]
−
||  
+
|| '''calculate''': unpaid loss, incurred loss, U/W gain
−
||  
+
|| <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(15).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(15).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #15)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #15)'''</span>
−
|| [[]]
+
|| [[Odomirok.14-F]]
−
||  
+
|| '''calculate''': provision for reinsurance, strategies to reduce
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(16).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(16).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #16)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #16)'''</span>
−
|| [[]]
+
|| [[NAIC.IRIS]]
−
||  
+
|| '''calculate''': IRIS 7
−
||  
+
|| <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(17).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(17).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #17)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #17)'''</span>
−
|| [[]]
+
|| [[NAIC.IRIS]]
−
||  
+
|| '''calculate''': IRIS 13, identify reserve adequacy concerns
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(18).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(18).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #18)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #18)'''</span>
−
|| [[]]
+
|| [[Odomirok.19-RBC]], [[NAIC.IRIS]]
−
||  
+
|| '''calculate''': RBC ratio, action level & actions, regulator concerns
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(19).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(19).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #19)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #19)'''</span>
−
|| [[]]
+
|| [[Odomirok.8-9-IS]], [[Odomirok.23-23-GAAP]]
−
||  
+
|| '''SAP versus GAAP''': intended users, differences between SAP & GAAP
−
||  
+
|| essay
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(20).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(20).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #20)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #20)'''</span>
−
|| [[]]
+
|| [[Odomirok.25-Solv2]]
−
||  
+
|| '''calculate''': technical provisions, items required by ORSA
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(21).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(21).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #21)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #21)'''</span>
−
|| [[]]
+
|| [[Odomorok.16-17-SAO]], [[COPLFR.SAO]]
−
||  
+
|| '''SAO''': Exhibit A, AOS Exhibits A-D, type of opinion
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(22).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(22).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #22)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #22)'''</span>
−
|| [[]]
+
|| [[Odomorok.16-17-SAO]], [[COPLFR.SAO]]
−
||  
+
|| '''SAO''': language for opinion & relevant comments, materiality standard
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(23).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(23).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #23)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #23)'''</span>
−
|| [[]]
+
|| [[Odomorok.16-17-SAO]], [[COPLFR.SAO]]
−
||  
+
|| '''SAO''': identify location of given text & errors, type of opinion
−
||  
+
|| essay
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(24).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(24).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #24)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #24)'''</span>
−
|| [[]]
+
|| [[Odomorok.16-17-SAO]], [[COPLFR.SAO]]
−
||  
+
|| '''SAO''': identify required disclosures in SAO & AOS
−
||  
+
|| essay
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(25).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(25).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #25)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #25)'''</span>
−
|| [[]]
+
|| [[Freihaut.Reins]]
−
||  
+
|| '''risk transfer methods''': 10-10 rule, ERD rule
−
||  
+
|| essay / <span style="color: red;">'''calc'''</span>
  
 
|-
 
|-
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(26).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| [https://www.battleacts6us.ca/pdf/Exam_(2018_2-Fall)/(2018_2-Fall)_(26).pdf <span style='font-size: 12px; background-color: yellow; border: solid; border-width: 1px; border-radius: 5px; padding: 2px 5px 2px 5px; margin: 5px;'>E</span>]
 
|| <span style="color: red;">'''(2018.Fall #26)'''</span>
 
|| <span style="color: red;">'''(2018.Fall #26)'''</span>
−
|| [[]]
+
|| [[Klann.Reins]]
−
||  
+
|| '''commutation''': description of, motivations for
−
||  
+
|| essay
  
 
|}
 
|}

Revision as of 00:02, 28 March 2019

2018 Fall

Based on user feedback, the BattleCards corresponding to the 2018.Fall exam will NOT be loaded into the BattleActs database until after the 2019.Spring exam. This is to provide the opportunity for practice on a fresh exam prior to your real exam.

But for reference, here is a listing of topics and questions for 2018.Fall

link reference paper tested topic type of problem
E (2018.Fall #1) NAIC.Price price optimization: regulation, permissibility under actuarial standards essay
E (2018.Fall #2) Porter.5-Opns-State financial exams, capital & surplus, rehab vs liquidation essay
E (2018.Fall #3) Porter.2-Devlpt, McCarty.Credit McCarran-Ferguson Act, shortcomings of credit scores essay
E (2018.Fall #4) Feldblum.Ratings financial strength ratings: importance, stability, information-sharing essay
E (2018.Fall #5) Baribeau.Regs Dodd-Frank: Federal Insurance Office functions & impact essay
E (2018.Fall #6) Horn.Flood NFIP: ways of selling, types of subsudies essay
E (2018.Fall #7) Cook.Personal residual marekts: placing risks, loss allocation, FAIR plans essay
E (2018.Fall #8) Webel.TRIA-1 terrorism: federal/state/private roles, goals of TRIA essay
E (2018.Fall #9) Germani.GovtIns WC: ads/disds of exclusive state fund, WC residual market essay
E (2018.Fall #10) Odomirok.8-9-IS calculate: value of investments, surplus, balance sheet impact of events essay / calc
E (2018.Fall #11) Odomirok.8-9-IS calculate: investment income, U/W income, PDR essay / calc
E (2018.Fall #12) Odomirok.15-P Schedule P: reporting conventions by line, interpretation of reinsurance essay
E (2018.Fall #13) Odomirok.15-P Schedule P: calculate reserve adequacy, considerations essay / calc
E (2018.Fall #14) Odomirok.18-IEE, Odomirok.8-9-IS calculate: unpaid loss, incurred loss, U/W gain calc
E (2018.Fall #15) Odomirok.14-F calculate: provision for reinsurance, strategies to reduce essay / calc
E (2018.Fall #16) NAIC.IRIS calculate: IRIS 7 calc
E (2018.Fall #17) NAIC.IRIS calculate: IRIS 13, identify reserve adequacy concerns essay / calc
E (2018.Fall #18) Odomirok.19-RBC, NAIC.IRIS calculate: RBC ratio, action level & actions, regulator concerns essay / calc
E (2018.Fall #19) Odomirok.8-9-IS, Odomirok.23-23-GAAP SAP versus GAAP: intended users, differences between SAP & GAAP essay
E (2018.Fall #20) Odomirok.25-Solv2 calculate: technical provisions, items required by ORSA essay / calc
E (2018.Fall #21) Odomorok.16-17-SAO, COPLFR.SAO SAO: Exhibit A, AOS Exhibits A-D, type of opinion essay / calc
E (2018.Fall #22) Odomorok.16-17-SAO, COPLFR.SAO SAO: language for opinion & relevant comments, materiality standard essay / calc
E (2018.Fall #23) Odomorok.16-17-SAO, COPLFR.SAO SAO: identify location of given text & errors, type of opinion essay
E (2018.Fall #24) Odomorok.16-17-SAO, COPLFR.SAO SAO: identify required disclosures in SAO & AOS essay
E (2018.Fall #25) Freihaut.Reins risk transfer methods: 10-10 rule, ERD rule essay / calc
E (2018.Fall #26) Klann.Reins commutation: description of, motivations for essay
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