Flood - Revision history

Graham at 17:26, 15 March 2019

2019-03-15T17:26:03Z

45.72.145.12 at 00:02, 2 December 2018

2018-12-02T00:02:23Z

45.72.145.12 at 00:01, 2 December 2018

2018-12-02T00:01:22Z

45.72.145.12: /* In Plain English! */

2018-12-01T23:44:04Z

‎In Plain English!

45.72.145.12: /* Paragraph 6 (Funding) */

2018-12-01T23:37:11Z

‎Paragraph 6 (Funding)

45.72.145.12: /* Paragraph 5 (Suspension from NFIP) */

2018-12-01T23:36:44Z

‎Paragraph 5 (Suspension from NFIP)

45.72.145.12: /* Paragraph 4 (Premiums) */

2018-12-01T23:36:23Z

‎Paragraph 4 (Premiums)

45.72.145.12: /* Paragraph 2 (Flood Maps) */

2018-12-01T23:35:55Z

‎Paragraph 2 (Flood Maps)

45.72.145.12: /* Paragraph 3 (Policies) */

2018-12-01T23:35:23Z

‎Paragraph 3 (Policies)

45.72.145.12: /* Paragraph 2 (Flood Maps) */

2018-12-01T23:35:03Z

‎Paragraph 2 (Flood Maps)

← Older revision		Revision as of 17:26, 15 March 2019
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	==POP QUIZ ANSWERS==		==POP QUIZ ANSWERS==
		+	1

← Older revision		Revision as of 00:02, 2 December 2018
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−	This new flood reading by Horn and Brown was introduced to the syllabus for the '''2018.Fall''' exam. The old reading covered similar topics but was presented very differently. That means the old exam questions ~~will probably~~ not be very helpful other than giving you a very general idea of what~~'s likely to~~ be asked. ~~In the past~~, they asked a lot of questions about the funding of the NFIP ''(National Flood Insurance Program.)''	+	This new flood reading by Horn and Brown was introduced to the syllabus for the '''2018.Fall''' exam. The old reading covered similar topics but was presented very differently. That means the old exam questions may not be very helpful, other than giving you a very general idea of what might be asked in the future. Previously, they asked a lot of questions about the funding of the NFIP ''(National Flood Insurance Program.)''

	[https://www.battleacts6us.ca/vanillaforum6us/categories/horn-flood<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum'''</span>]		[https://www.battleacts6us.ca/vanillaforum6us/categories/horn-flood<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum'''</span>]

← Older revision		Revision as of 00:01, 2 December 2018
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		+	This new flood reading by Horn and Brown was introduced to the syllabus for the '''2018.Fall''' exam. The old reading covered similar topics but was presented very differently. That means the old exam questions will probably not be very helpful other than giving you a very general idea of what's likely to be asked. In the past, they asked a lot of questions about the funding of the NFIP ''(National Flood Insurance Program.)''
		+
	[https://www.battleacts6us.ca/vanillaforum6us/categories/horn-flood<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum'''</span>]		[https://www.battleacts6us.ca/vanillaforum6us/categories/horn-flood<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum'''</span>]

@@ Line 89: / Line 89: @@
 Alice says don't bother reading the ''Summary'' from the Horn reading. ''(And '''no''', she isn't using reverse psychology!)'' The summary is confusing. I've outlined below what it covers. The remainder of this wiki article then provides details for the items mentioned in the summary. I just used common sense along with old exam problems to predict likely future questions. The point is '''not''' to acquire a comprehensive knowledge of NFIP. The point is to memorize <u>as few key facts as possible</u> to be able to answer likely exam questions. Cynical, I know, but that's our Alice! ''She wants you to <u>minimize</u> study time and <u>maximize</u> life enjoyment.''
 Keep in mind that the flood reading is ranked in the #13-18 range in terms of points-per-exam on recent exams. Use this fact to assess the level of detail required. ''(If this were a Top 6 reading, you would definitely have to learn more details than what I've presented below.'')
 :{| class="wikitable"

← Older revision		Revision as of 23:37, 1 December 2018
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	On page 25, Horn & Brown mention that Congress has authorized NFIP to purchase '''reinsurance''' but that doesn't really solve the problem. Somebody, somewhere, still has to pay for all these hurricanes.		On page 25, Horn & Brown mention that Congress has authorized NFIP to purchase '''reinsurance''' but that doesn't really solve the problem. Somebody, somewhere, still has to pay for all these hurricanes.
		+
		+	[https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Horn&suffix=Flood&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=6<span style="font-size: 20px; background-color: aqua; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''mini BattleQuiz 6]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>

	[https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Horn&suffix=Flood&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=all<span style="font-size: 20px; background-color: lightgreen; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''Full BattleQuiz]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>		[https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Horn&suffix=Flood&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=all<span style="font-size: 20px; background-color: lightgreen; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''Full BattleQuiz]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>

@@ Line 265: / Line 265: @@
 ::* community members may then have difficulty obtaining flood insurance
 ::* a community may be <u>reinstated</u> when deficiencies are rectified
 ===Paragraph 6 (Funding)===

@@ Line 244: / Line 244: @@
 :* Rates for high-risk customers will be higher, but a '''core design feature''' of NFIP requires participating communities/regions to adopt <u>minimum</u> floodplain management standards. This helps reduce risk and bring premiums down to an affordable level. ''(See [[Flood#Paragraph_1_.28General_Info.29 |above]]).''
 :* As an added incentive, NFIP has implemented a '''community rating system''' or CRS. This provides <u>credit</u> for improving on the minimum floodplain management standards. ''(Examples may include steps to reduce erosion or measures to protect beneficial floodplain functions.)''
 ===Paragraph 5 (Suspension from NFIP)===

@@ Line 167: / Line 167: @@
 ::* require <u>permits</u> for development in the SFHA ''(Special Flood Hazard Area)''
 ::* <u>lowest floor</u> of SFHA buildings must be <u>above</u> a minimum height
-::* <u>restrict</u> development in floodways ''(this means you, Diego, vis-a-vis that darn chicken coop)''
+::* <u>restrict</u> development in floodways ''(this means you, Diego, with that darn chicken coop of yours)''
 :: A ''Special Flood Hazard Area'', or ''SFHA'', is an area, according to FIRMs, that has <u>greater than</u> 1% chance of flooding in any given year. This is also referred to as a ''1-in-100 year flood''.

← Older revision		Revision as of 23:35, 1 December 2018
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	Note that for both types of servicing arrangements, NFIP <u>retains</u> the financial risk. Also, policy terms & premiums are the same through ''DSA'' & ''WYO''. '''''Sweet deal!''''' It works the same way in [[Germani.GovtIns#Crop_Insurance \|crop insurance]] - remember Alice's cousin, ''Fanny the Farmer''?		Note that for both types of servicing arrangements, NFIP <u>retains</u> the financial risk. Also, policy terms & premiums are the same through ''DSA'' & ''WYO''. '''''Sweet deal!''''' It works the same way in [[Germani.GovtIns#Crop_Insurance \|crop insurance]] - remember Alice's cousin, ''Fanny the Farmer''?
		+
		+	[https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Horn&suffix=Flood&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=3<span style="font-size: 20px; background-color: aqua; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''mini BattleQuiz 3]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>

	===Paragraph 4 (Premiums)===		===Paragraph 4 (Premiums)===

← Older revision		Revision as of 23:35, 1 December 2018
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	:* the community may be placed on <u>probation</u> or <u>suspended</u> from the program completely ''(this is discussed further down)''		:* the community may be placed on <u>probation</u> or <u>suspended</u> from the program completely ''(this is discussed further down)''
		+
		+	[https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Horn&suffix=Flood&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=2<span style="font-size: 20px; background-color: aqua; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''mini BattleQuiz 2]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>

	===Paragraph 3 (Policies)===		===Paragraph 3 (Policies)===