Emmanuel.ExcessLines - Revision history

Graham at 15:00, 27 January 2026

2026-01-27T15:00:10Z

Graham at 14:58, 27 January 2026

2026-01-27T14:58:56Z

Graham at 14:57, 27 January 2026

2026-01-27T14:57:47Z

Graham at 14:56, 27 January 2026

2026-01-27T14:56:52Z

Graham at 14:55, 27 January 2026

2026-01-27T14:55:38Z

Graham at 19:27, 26 November 2025

2025-11-26T19:27:49Z

Graham at 19:27, 26 November 2025

2025-11-26T19:27:24Z

Graham at 19:26, 26 November 2025

2025-11-26T19:26:47Z

Graham: /* Study Tips */

2025-07-05T00:11:23Z

‎Study Tips

Graham: /* Study Tips */

2025-07-05T00:11:02Z

‎Study Tips

@@ Line 362: / Line 362: @@
 Note that one of the other answers in the examiner's report appears to be <u>incorrect</u>:
-* ''Only Specialty Licensed Producers are Permitted to Sell Surplus Lines Insurance'' <span style="color: red;">'''&larr;''' ''Alice thinks this is wrong...see below...''</span> &nbsp;&nbsp; ...''also, [https://www.battleacts6us.ca/vanillaforum6us/discussion/226/2019-fall-2b click for related forum discussion]''
+* ''Only Specialty Licensed Producers are Permitted to Sell Surplus Lines Insurance'' <span style="color: red;">'''&larr;''' ''Alice thinks this is wrong...see below...''</span> &nbsp;&nbsp; ...''also, [https://battleacts.discourse.group/t/2019-fall-2b/2614 click for related forum discussion]''
 This is incorrect because the Emmanuel source text explicitly states that '''independent procurement / direct placement''' can be a valid method of accessing the nonadmitted market. In other words, the start-up surplus lines carrier described in the question <u>can</u> offer their product on a direct-to-consumer basis.

@@ Line 327: / Line 327: @@
 |}
-If this is still a little confusing, click for a ''[https://www.battleacts6us.ca/vanillaforum6us/discussion/261/insurer-authorization-nrra-v-ds brief forum discussion]''. My answer contains another example to clarify the concept.
+If this is still a little confusing, click for a ''[https://battleacts.discourse.group/t/insurer-authorization-nrra-v-dsli/2648 brief forum discussion]''. My answer contains another example to clarify the concept.
 ====Miscellaneous====

@@ Line 270: / Line 270: @@
 ::: ''(and remember this is a wiki so you can just click on [[Porter.2-Devlpt#1945:_McCarran-Ferguson_Act | McCarran-Ferguson]] if you need a quick review)''
-: There have been subsequent qualifications to this decision ''(or in legal terms, the case has been <u>distinguished</u>)'' but it is still applicable in vast majority of the almost 10,000 jurisdictions in the U.S. If you'd like a little extra information, check this ''[https://www.battleacts6us.ca/vanillaforum6us/discussion/102/state-board-of-insurance-v-todd-shipyards-corporation forum post]''.
+: There have been subsequent qualifications to this decision ''(or in legal terms, the case has been <u>distinguished</u>)'' but it is still applicable in vast majority of the almost 10,000 jurisdictions in the U.S. If you'd like a little extra information, check this ''[https://battleacts.discourse.group/t/state-board-of-insurance-v-todd-shipyards-corporation/2529 forum post]''.
 [https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Emmanuel&suffix=ExcessLines&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=3<span style="font-size: 20px; background-color: aqua; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''mini BattleQuiz 3]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>

@@ Line 71: / Line 71: @@
 &nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/emmanual-excesslines/198<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - current version of reading'''</span>]
-&nbsp;&nbsp;[https://www.battleacts6us.ca/vanillaforum6us/categories/Dearie-Excess<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
+&nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/dearie-excess/197<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
 ==In Plain English!==
@@ Line 372: / Line 372: @@
 &nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/emmanual-excesslines/198<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - current version of reading'''</span>]
-&nbsp;&nbsp;[https://www.battleacts6us.ca/vanillaforum6us/categories/Dearie-Excess<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
+&nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/dearie-excess/197<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
 ==Pop Quiz A Answers==

@@ Line 69: / Line 69: @@
 [https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Emmanuel&suffix=ExcessLines&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=all<span style="font-size: 20px; background-color: lightgreen; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''Full BattleQuiz]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>
-&nbsp;&nbsp;[https://www.battleacts6us.ca/vanillaforum6us/categories/Emmanual-ExcessLines<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - current version of reading'''</span>]
+&nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/emmanual-excesslines/198<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - current version of reading'''</span>]
 &nbsp;&nbsp;[https://www.battleacts6us.ca/vanillaforum6us/categories/Dearie-Excess<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
@@ Line 370: / Line 370: @@
 [https://www.battleacts6us.ca/FC.php?selectString=**&filter=both&sortOrder=natural&colorFlag=allFlag&colorStatus=allStatus&priority=importance-high&subsetFlag=miniQuiz&prefix=Emmanuel&suffix=ExcessLines&section=all&subSection=all&examRep=all&examYear=all&examTerm=all&quizNum=all<span style="font-size: 20px; background-color: lightgreen; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 10px;">'''Full BattleQuiz]'''</span> <span style="color: red;">'''You must be <u>logged in</u> or this will not work.'''</span>
-&nbsp;&nbsp;[https://www.battleacts6us.ca/vanillaforum6us/categories/Emmanual-ExcessLines<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - current version of reading'''</span>]
+&nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/emmanual-excesslines/198<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - current version of reading'''</span>]
 &nbsp;&nbsp;[https://www.battleacts6us.ca/vanillaforum6us/categories/Dearie-Excess<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''

@@ Line 6: / Line 6: @@
 '''Editors''': Emmanuel, J. N. and Lerner, Z. N.
-&nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/emmanual-excesslines/198<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum'''</span>]
+[https://battleacts.discourse.group/c/candidates-6u/emmanual-excesslines/198<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum'''</span>]
 [https://www.battleacts6us.ca/vanillaforum6us/categories/Emmanual-ExcessLines ''&nbsp;&nbsp; (Or click here for Legacy Forum &ndash; no longer monitored)''</span>]
-&nbsp;&nbsp;[https://battleacts.discourse.group/c/candidates-6u/dearie-excess/197<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
+[https://battleacts.discourse.group/c/candidates-6u/dearie-excess/197<span style="font-size: 12px; background-color: lightgrey; border: solid; border-width: 1px; border-radius: 10px; padding: 2px 10px 2px 10px; margin: 0px;">'''Forum - prior version of reading'''</span>] &nbsp;&larr; ''for the prior reading [[Dearie.Excess]] reading which is almost exactly the same as the current Emmanuel reading''
 <span style="display: inline-block; background-color: blue; color: white; font-weight: bold; text-align: center; line-height: 50px; width: 50px; height: 50px; border-radius: 50%;">VIDEO</span> &rarr;

@@ Line 38: / Line 38: @@
 || <span style="color: green;">'''Alice-the-Actuary's Prop Tip:'''</span>
 * The section on ''[[Emmanuel.ExcessLines#Domestic_Surplus_Lines_Insurance_Companies_.28DSLIs.29 | Domestic Surplus Lines Insurance Companies (DSLIs)]]'' seems important.
-* You <u>should definitely study</u> that short section and memorize the requirements for an insurer to become a DSLI. Alice's intuition tells her that might be a good exam question.
+* You <u>should definitely study</u> that short section and memorize the requirements for an insurer to become a DSLI.
 |}

@@ Line 36: / Line 36: @@
 {| class='wikitable' style='background-color: navajowhite;'
 |-
-|| <span style="color: green;">'''Alice-the-Actuary's Prop Tip:'''</span> This reading was updated with a new section on ''[[Emmanuel.ExcessLines#Domestic_Surplus_Lines_Insurance_Companies_.28DSLIs.29 | Domestic Surplus Lines Insurance Companies (DSLIs)]]''. You <u>should definitely study</u> that short section and memorize the requirements for an insurer to become a DSLI. Alice's intuition tells her that might be a good exam question.
+|| <span style="color: green;">'''Alice-the-Actuary's Prop Tip:'''</span>
 |}